8bitguy

Unless you enjoy inviting the chaos.

The best.

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The arrow affected the aardvark.
The movie had great special effects.

Somewhat grim for the poor aardvark, I suppose. It’s useful though.

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What’s terrible about their hosting?

The Mortgage Insurance Premium (FHA) and Annual Guarantee Fee (USDA) make either costly in the long run. You get to skip the down payment, but the added cost of mortgage insurance (irrespective of how it’s labeled) hurts lower income borrowers. Both are costly, and neither are necessary. The property is the collateral. The lender loses future revenue and is inconvenienced if the borrower defaults, but they obviously do well enough overall to shoulder that burden.

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What about those that have sufficient income, but don’t pay their bills and have defaulted on previous loans?

I certainly have problems with the way current financial institutions operate, but prior to the credit score there wasn’t a standardized, scientific way to assess lending risk. It was left to a good ol’ boy process rife with racism, classism, and sexism. Sadly, we’re better off with what we have now, as flawed as it is.

And if you have heart issues, know that pseudoephedrine is a stimulant (as well as caffeine of course).

Eich resigned Mozilla and started Brave over pressure from Mozilla because of his opposition to same sex marriage, and financial support to anti-same sex marriage intiatives.

You should bring your own hardware wherever possible. I’d never trust my local network to the ISP.

Email is commonly compromised. It’s an easy target for bad actors executing a takeover.

As someone who has had to walk the “I don’t do computers” public through basic things over the phone, I can confirm that yes, a lot of people are way too lazy to learn anything new. They will instead call the support folks and blast some poor person just trying to deal with their day. Call center volume goes up anytime any barrier is added. Agreed though, SMS OTP is constantly becoming less effective. Email OTP is somewhat pointless.