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I didn’t know what it was called, but I think it’s common knowledge at this point that banks don’t actually have all our money. Pretty sure we (Americans at least) found that out during the great depression when everyone was trying to withdraw their money at the same time.
Are you a natural Hermit? I think I would love to live somewhere where I have minimal communication with everyone around me. I would also love to visit family and friends back home maybe once a year at most. I already kind of do that but at least I would have an excuse.