Most software is a terrible pile of unreadable code with no tests and horrible architecture choices, that somehow manages to keep working just through the power of years of customers finding bugs and complaining loud enough to get them fixed.
If you write any automated tests at all, you’re already better than most “professional” software companies. If you have a CI/CD pipeline, you’re far ahead.
Was it ever good?
I don’t think you understand how fractional reserve banking works. The first paragraph of that Wikipedia page already clearly contradicts you. The banks can still only lend money they have (otherwise how would they lend it? Where would it come from? Only the central bank can print currency). What fractional reserve banking is saying is that banks can invest some portion of the customer deposits that they hold into non-liquid assets, often in the form of loans to other customers, but it could also be invested in other things eg government bonds. The interest banks earn by doing that helps pay for the interest they pay to customers on their saving. They also have to carefully manage their liquidity: maximising returns while still holding enough liquid assets to cover any potential spikes in withdrawals.
Even when investing customer funds, banks still have to meet captial requirements set by the regulators which basically say that their risk-adjusted assets have to cover the liabilities of customer deposits, so that for example they can’t just invest all the deposits in Bitcoin as that would pose too high a risk of insolvency. The reason SVB went insolvent recently was that they successfully lobbied the Trump administration to relax capital requirements for banks of their size, then made risky investments that lost money and they suddenly had less money than they owed their customers.
Can you tell me more?
The order of superiority goes like this:
American bagels > German rolls > German bagels > American rolls
As an Australian living in Germany for over a decade I’m still not that impressed with German bakeries. The pretzels are awesome and the bread is fine but the sandwiches are lame. They’re like mostly bread and never more than 1 or 2 toppings. A German once told me it’s because the point of the sandwich is the bread and if there are too many toppings you won’t taste the bread 😅
Germans love their bread so much but I think it’s just because that’s what they grew up with, I don’t think it’s objectively as good as they think it is
My superpower is that I can plug in USB A the right way up on the first try pretty much every time
Ability to use the internet well means you have a lot of information at your disposal and can educate yourself out of believing in fairy tales
Hah I had the opposite reaction, I’ll surprised how many people there are in this comment section arguing that God is real. I didn’t know religious people knew how to use the internet tbh
Because it perfectly embodies one thing the Lemmy hivemind hates the most about how large, for-profit corporations tend to behave
The Hamas Can’t you see both sides are using identical arguments? Israel has also repeatedly said that their intention is to destroy Hamas, not the Palestinian people, but their actions show that that is utter bullshit of course (they even used suitcases full of cash to keep Hamas in power).
Likewise Hamas claim to only be against the Zionists in order to gain public support but their charter literally says “from the Jordan river to the sea, Palestine will be free of Jews”, and there are numerous reports of them raping and murdering innocent Israelis.
Long story short, the current government of Israel and Hamas are both terrible, and supporting either of them is supporting a group whose goal is genocide. The US government is obviously extra complicit in genocide due to continuing to sell Israel weapons, but if you didn’t already know that US foreign policy is pure evil then you haven’t been paying attention
Just because one side of a conflict is evil doesn’t automatically make the other side good. Evil can fight evil, and when it does we should condemn both sides. Hamas have literally said that their goal is to genocide the Israelis, if you think that’s ok then that’s terribly hypocritical of you. The only reason Israel is succeeding in that goal and Hamas are not is because USA is tipping the scales with their arms shipments etc
Perfectly described!
They probably don’t even have personal projects
While that is true, it’s also true that if the algo has no data on you it just shows you what most other people want to see, which is usually boobs
I figured out the twist within like the first 5 minutes of my first watch (nobody spoiled it for me, but I knew that there would be a twist and was looking for one) and it made the movie pretty boring imo
Mate get yourself a second one, you’ll never go back
Not true in my experience, both as employee and employer
Why is Trump the only alternative? There have to be 1000 better democrats than Biden.