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Joined 11 months ago
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Cake day: October 25th, 2023

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  • Hey hey, you’re an honorary American now! Your flag and genocide kit are in the mail (don’t worry, we’re pretty sure we got the right address from that darkweb database).

    But for real there’s not much you can do but keep an eye on it. If Europe has similar credit agencies to the ones in the US, then freeze your credit and keep it frozen until you need to apply for more (new card, car, house, etc).

    Use a password manager so if an account gets compromised they can’t get into anything else.

    And, as advised, watch for unusual activity (but forever, not just a few months, that’s just a false sense of security).

    This should keep you largely safe. My data has been leaked in dozens of breaches, but I do the above, and while I’ve had two instances of card fraud, I don’t see hard enquiries into my credit that I didn’t make even after 6+ years.


















  • Oh boy. If you think this is bad, you should try waiting a few weeks or months after you’re signed up this time, then sign up for a new account using your current details, just with a different email. Spoiler: if you can answer the security questions, you’re home free.

    And remember that between the Equifax leak and more recent hacks, at this point, every sensitive detail for every member of the economy is now in the hands of bad actors. If they want your shit, or into it, they’ll social engineer it.

    Should passwords have maximum character counts? Sure, to prevent overflow attacks (or whatever) by pasting five different analyses of the movie Primer as your password. It should be longer than 20 in any case. But are there other, way worse security issues? Yes.